Don't let your fear of what could happen make nothing happen!
Do you have to go to work or do you want to go to work? When you 'want' to do something you tend to feel more favorably about it then when you 'have' to do something. Work on changing your 'have' to 'want'.
Make sure to set clear obtainable goals that will help you to focus on what you need to do to get yourself what you want and need out of life.